As shifting regulations and breakthroughs in financial technology reshape our industry, the landscape ahead is full of opportunity—and challenges. But like any good pioneer, we know the best way forward is together. Join us at our 2025 credit conference, “New Frontier: Banking Credit in a Transforming Landscape,” where we'll blaze new trails with bold strategies, conquer shifting regulations, and master the tools redefining credit. And we'll do it all the community banking way: shoulder to shoulder. Let’s chart this new frontier together.